How do we best cater for a death or an illness and stop our beloved home or hard-worked- for savings and pensions being taken away from you?
One option is to ensure you have the right protection in place, whether it protects your income; or offers private medical care; or critical illness or just life cover. All are aimed at putting cash and provision with those who need it most. It does not take away the pain of loss or the fear of illness, but it does mean you can focus on this, without the financial spiral illness or death can bring.
When we advise you, we will look at all the options, firstly checking your existing plans if you have them and explaining how suitable they may already be. Or perhaps we can tweak them to be even more efficient for you. If you need new plans, we will be looking across the market to check the most appropriate ones for your current and future needs. We will look to ensure they are the most tax efficient in how they pay back to you when needed and allow you or your loved ones to ensure access to the cash, and happens in the quickest possible way.